MODU TOOLS

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Loan Payment Calculator

Estimate monthly payments, total interest, and total repayment for a fixed-rate loan.

Repayment method

Monthly payment

$1,580

Total interest

$318,993

Total repayment

$568,993

Reference estimate only. It excludes fees, insurance, changing rates, taxes, and lender-specific day-count rules.

Compare repayment structures

Enter the principal, fixed annual rate, and whole-year term. Level-payment loans keep the scheduled payment broadly even, while equal-principal loans start higher and decline. Fees and lender rules are excluded.

Example

A $250,000 loan at 6.5% for 30 years shows the first payment and lifetime interest estimate.

Privacy

Tool inputs and files are processed in this browser and are not saved to a Modu Tools account. Ordinary site analytics or ads may load separately.

Limitations

Fees, changing rates, insurance, taxes, and lender-specific schedules are excluded.

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